Financing & Investment

PT SMI is working to complement banking services; we provide alternative financing for infrastructure development, not competing with the financial institution system. Our business approach believes in the need for more sources of funding that are not just domestic or foreign banks. Our financing structure supports the acceleration of the primary sector in Indonesia outside of the short and long-term funding and investment solutions we offer. 

PT SMI has a variety of financing options that other institutions just don't offer. Our competitive edge sets us apart from the rest, making our institution the perfect go-to partner for your financing needs.

  • Longer tenor (>5 years)

  • More competitive interest rates

  • Innovative financing products

  • Flexible financing schemes

  • Considerable multiplier effects

We work with competent professionals who know the industry inside and out to ensure quality results and achieve maximum productivity.

PT SMI Financing and Investment Products 


Specific advantages

>5 Years

Longer tenor


financing schemes


financing products

More Competitive

interest rates


multiplier effects

The financing and investment products of PT SMI

Commercial Financing

Commercial Financing is a financing facility service catering to private parties and state-owned and regionally-owned enterprises under various flexible fina... Read more

Public Sector Financing

A financing facility for regional governments providing medium- to long-term funding options beneficial in speeding up basic and social infrastructure, stimu... Read more

Sustainability Financing

Sustainable Financing is a facility to fund environmental-friendly infrastructure development. It is a financing facility for projects that actively contribu... Read more

Sharia Financing

Sharia Financing helps private, government, and regional-level organizations build infrastructure and expand operations on sharia principles and their prevai... Read more

Equity Investment

Investing in infrastructure is a popular trend and a way to generate revenue. Investors can invest in infrastructure sector/projects by buying shares in comp... Read more