EN ID

PT SMI's Financial Performance

PT SMI’s total assets has grown tremendously over the past 5 years with a CAGR of 9.6% from FY2019 to FY2024, with a year-on-year increase of 3.9% as of March 2025. This growth trajectory has been primarily propelled by the growth of our financing portfolio, which stood at IDR 91.2 trillion as of March 2025. Supported by our robust risk management framework, performance has been further fortified by a low non-performing loans ratio of 0.54% (net) and notable net profits as of March 2025.

Total Assets

120.35

Trillion (IDR)

=USD 7.3 Billion
Outstanding

91.22

Trillion (IDR)

=USD 5.5 Billion
Total Revenue (Net)

1.99

Trillion (IDR)

=USD 0.1 Billion
Total Liabilities

76.00

Trillion (IDR)

=USD 4.6 Billion
Net Profit

0.57

Trillion (IDR)

=USD 0.03 Billion
Total Equity

44.35

Trillion (IDR)

=USD 2.7 Billion
NPL (net)

0.54%

DER**

1.69x

Loan Loss Provision

320.39%

USD 1 = IDR 16,588.00 as of March 2025 **The gearing ratio in accordance with the indonesian FSA Regulation No. 29/2014 is 1.85x. The DER calculation includes the PEN Fund for Municipalities from the Government.
Download our financial highlights:

Annual Reports

PT SMI Annual Reports highlights the progress and achievements we've made over the past year and what we plan to do in the future. Our annual reports hel... Read more

Financial Statements

These Financial Statements are part of the implementation of Good Corporate Governance principles which have become an integral part of PT SMI'... Read more

PISP Fund Management Reports

Funds Management Report of Geothermal Sector Infrastructure Financing (PISP) prepared in the context of reporting compliance with Article 29 of the Minister... Read more

Green Bond Reports

PT SMI strives to be a responsible business and is committed to being transparent about its investments. To do so, we have a Green Bond Framework that ensure... Read more