EN ID

PT SMI's Financial Performance

PT SMI’s total assets has grown tremendously over the past 5 years with a CAGR of 11.2%. This growth trajectory has been primarily propelled by the growth of our loan portfolio, which stood at IDR 89.2 trillion as of December 2023. Augmented by a robust risk management framework, our performance has been further fortified by a low non-performing loans ratio of 0.35% net and notable net profits as of December 2023.

Total Assets

115.76

Trillion (IDR)

=USD 7.5 Billion
Outstanding

89.21

Trillion (IDR)

=USD 5.8 Billion
Total Revenue (Gross)

7.62

Trillion (IDR)

=USD 0.5 Billion
Total Liabilities

73.50

Trillion (IDR)

=USD 4.8 Billion
NPL (Gross)

0.77%

Net Profit

2.08

Trillion (IDR)

=USD 0.1 Billion
Total Equity

42.26

Trillion (IDR)

=USD 2.7 Billion
NPL (net)

0.35%

DER**

1.71x

Loan Loss Provision

302.26%

USD 1 = IDR 15,416.00 as of December 2023 **The gearing ratio in accordance with the indonesian FSA Regulation No. 29/2014 is 1.77x. The DER calculation includes the PEN Fund for Municipalities from the Government.
Download our financial highlights:

Annual Reports

PT SMI Annual Reports highlights the progress and achievements we've made over the past year and what we plan to do in the future. Our annual reports hel... Read more

Financial Statements

These Financial Statements are part of the implementation of Good Corporate Governance principles which have become an integral part of PT SMI'... Read more

PISP Fund Management Reports

Funds Management Report of Geothermal Sector Infrastructure Financing (PISP) prepared in the context of reporting compliance with Article 29 of the Minister... Read more

Green Bond Reports

PT SMI strives to be a responsible business and is committed to being transparent about its investments. To do so, we have a Green Bond Framework that ensure... Read more